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What if I’m not eligible for PayPal Credit?

Please check the eligibility conditions for PayPal Credit before you apply.

If you aren’t eligible for PayPal Credit, you can either pay for your phone outright or someone else can go through the PayPal Credit process to open a credit line and make the payments for you. To do this, they will need to log in to or create their own PayPal account once you are directed to PayPal’s website during application.