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What is PayPal Credit and how does it work?

PayPal Credit is like a credit card, without the plastic. It’s a credit limit that’s attached to your PayPal account which you can use for your online purchases to spread the cost over time, in simple monthly instalments.

How does Paypal Credit work?

Phones bought through that you choose to pay dor monthly qualify for 0% interest and have a term of 30 months.

So for example, a £600.00 purchase split over 30 monthly payments at 0% interest would cost £20.00 per month using PayPal Credit with a total amount payable of £600.00.

So basically, when you apply for PayPal Credit, you get a credit line to pay for today’s purchase and future purchases up to your credit limit. PayPal Credit is subject to status, terms and conditions apply. For more information about how PayPal Credit works click here.